Recommended for investors who want to trade real stocks without commission or trade CFD’s with low fees and extended trading hours.
|⚖️ Regulation||FCA (UK), CySEC (Cyprus), ASIC (Australia), NBRB (Belarus)|
|💰 Trading commissions||No|
|💰 Inactivity fee charged||No|
|💰 Withdrawal fee amount||$0|
|💰 Minimum deposit||$20|
|⏰ Time to open an account||1 day|
|💳 Deposit with credit card||Possible|
|💲 Depositing with electronic wallet||Possible|
|💱 Possible account currencies||EUR, USD, GBP, PLN, AUD|
|🕹️ Free & unlimited Demo account||Yes|
|🌍 Available Instruments||+4000 | CFD (equity, index, crypto, commodity, forex), Real stocks|
Video content is one of the most wished-for types of content from our website visitors. This is why we include promotional videos or our own video reviews here too.
We rank the fee levels as low, average or high based on how they compare to our other reviewed brokers. We want to make sure that you understand the fees which may arise, here is a list of what you should consider:
In the following sections, we will present the most relevant fees for Capital.com. Usually, for most traders, the most important fees are spreads, commissions and financing rates. To give you a better idea of the fees, we also compare Capital.com’s fees with those of two similar brokers, Markets.com and eToro. We selected those brokers as they have a similar offer, profile and fee structure. If you want an in-detail comparison, you can find a Capital.com alternative here.
In the following comparison chart you will find the spread for opening a trade in the instruments EUR/USD, Apple, Silver and S&P500. Usually the spread is the most important factor for short term trades.
We calculate the actual costs of a trade with the following parameter:
In the following chart, you can check the costs of each trade by hovering or clicking an individual bar. A smaller bar is better, as that indicates a more favourable fee structure of the broker.
We do not publish concrete data about the swap fees, as they are flexible and change daily. However, rest assured as we take a look at the swap fees and compare them internally, which influences the total rating of the fees.
Capital.com offers real stock trading without commissions. Additionally, all other CFD or FX trades are without any commissions. Capital.com earns the majority of its income with a small markup on the spread.
Capital.com has zero commissions on deposits, withdrawals. Additionally there are no inactivity or monthly fees. Overall this makes Capital.com a very cheap broker when it comes to non-trading fees.
Capital.com offers zero-commission real stock trading. However, real stock trading is available only for clients under the FCA and CySEC regulation (UK and EU countries) and currently only in the mobile app.
In this Capital.com review, we want to highlight the novelty among all CFD brokers, over-the-counter stock trading at Capital.com. Traders can now react to market-moving news such as quarterly figures or company announcements that are published outside trading hours. In addition, the guaranteed stop loss for shares or traders, in general, is a useful addition to hedge positions. Especially before important events such as quarterly figures or political events, it is advisable to use the guaranteed stop loss in order not to be surprised by price gaps, so-called gaps.
Despite the market maker model, order execution is extremely fast and orders are executed under <100ms. The execution type is market execution. At the same time, Capital allows scalping trading strategies and promotes hedging, i.e. customer hedging measures. Overnight interest charges (swap) are also lower than most other brokers, as the calculation is based only on the extra margin used. Spreads are usually below average which is good for heavy traders. Sometimes you should pay close attention to the spreads, as in our tests the oil spot contract had a higher spread than the oil CFD future.
Spread betting, as a popular choice for many traders from the UK, is also available at Capital.com. The minimum deposit to open a spread betting account is £20. The major difference between spread betting and CFD trading is how they are taxed. While profits from CFD trading are subject to taxation, spread betting is a tax-free product exempt from capital gains tax (CGT). Spread betting is available only in the United Kingdom and Ireland, while contracts for difference can be traded by clients from around the world, where permitted.
Capital.com is a safe and trustworthy broker as it has multiple regulations, an external auditor and strict privacy and data security protocols. It is also possible to open multiple accounts under different regulations. For example, NBRB’s leverage is limited up to 1:100 and not 1:30 like the CySEC and FCA.
If you are interested in the multiple entities of Capital.com here is a short overview
Capital.com is trustworthy and not a scam. Capital.com is on top of the ASIC, FCA, CySEC, NBRB licences regularly audited by Deloitte (a recognized auditor and financial advisor). Capital.com is fully compatible with PCI Data Security Standards. This means that your funds are only routed through the most secure data environments. Capital.com encrypts and protects your information with Secure Socket Layers (SSL) and Transport Layer Security (TLS), which is replicated in real-time and backed up daily.
The only negative points would be the lack of a banking licence for Capital.com and the lack of a stock exchange listing.
Your money is safe at Capital.com. But if you are wondering about the unlikely case of a bankruptcy of Capital.com, there is an investor protection under certain regulations. Whether you are covered by investor protection and to what extent depends on the regulation/legal entity your account is registered with.
If you are unsure about the regulation or entity that you belong to, you can simply get in touch with a support agent. In the case that you have a large trading account, it’s usually a good practice to split it between brokers to minimize any potential risk.
So far, there have been no public hack incidents at Capital.com. We also recommend you use a strong password and enable two-factor authentication (2FA) for an extra layer of security. 2FA adds an extra code that will be created dynamically and send to your phone or e-mail. This extra layer of security means that it will be very unlikely that your account will be compromised.
A highlight in this review is certainly the perfect deposit and withdrawal conditions at Capital.com. As there are zero deposit or withdrawal commissions at Capital.com. All fees incurred by you when transferring money to and from your Capital.com account are charged by your bank or payment provider. In addition, Capital.com will handle the conversion of any foreign currency not supported by your chosen payment method.
The following popular payment methods are available at Capital.
additional payment methods are: Unionpay, Dragonpay, Doku Nganluong, Astropay, Trustly, 2C2P, Qiwi, Prezelewy and Multibanco
Although Capital.com offers the same trading conditions for each account size, additional services such as individual support or exclusive events are only activated for accounts with larger amounts. Normally we dislike tiered account structures, but the structure at Capital.com is quite fair as each account rank has the same trading fees. You will “only” gain additional services and not any more trading tools. See the table below for more information.
|Min. Deposit||To €3000||From €3000||From €10000|
|Available Trading Assets||+4000||+4000||+4000|
|Negative Balance Protection||✔️||✔️||✔️|
|Stocks Extended Hours||✔️||✔️||✔️|
|Pers. Platform Introduction||❌||✔️||✔️|
|Personal Account Manager||❌||✔️||✔️|
Opening an account at Capital.com is straightforward. You can register with your E-Mail & desired password.
Afterwards you can make your first decision. You can either
You will only be able to start trading with a live account if you have verified your account successfully.
By regulation, every new client must go through some basic compliance checks to ensure that you understand the risks of trading and are admitted to trading. When you open an account, you will probably be asked for the following items, so it is good to have them handy:
You will also need to answer a few basic compliance questions to confirm how much trading experience you have. It is therefore best to take at least 10 minutes to complete the account opening process. Although you can explore the demo account immediately, it is important to note that you cannot make any real trading transactions until you have passed compliance, which can take up to several days depending on your situation.
If you want to delete your Capital.com account, you can do so by sending the Capital.com service team an email. To verify your identity you should send the email from the same email address, with which you registered.
You will be able to close your Capital.com account after you have withdrawn your funds. If you need further assistance you can simply contact the support via phone, live-chat or email.
Capital.com currently offers a webtrader, mobile app and the MetaTrader 4 as a trading platform. After thoroughly testing their webtrader, we can even recommend experienced MT4 traders to check it out. The web platform is extremely modern, intuitive and yet packed with powerful trading tools. When choosing markets and trading instruments, you can switch between the portfolio, the instruments with the highest trading volume, stored favourites, new markets, the instruments that have risen or fallen the most, or those with the highest volatility.
In addition, the Webtrader sorts in categories such as stocks, stocks by country, Forex, indices, cryptocurrencies and commodities.
All information from spread, leverage, trading time to positive or negative overnight interest rates is displayed in the lower right corner. The top right corner shows the daily change and market sentiment.
The chart window can be customized, and advanced traders can even view the Bid/Ask.
For traders who do not want to take any risk, the guaranteed stop is ideal. It protects positions against all price gaps, regardless of size. Since this causes a small extra fee of 0.5%, it is only worthwhile to use it selectively. For example, you can set the GSL before quarterly figures or important economic news.
With the order mask, even very small fractions of a share can be traded. For example, Tesla can be traded for as little as $50. Take Profit and Stop Loss can be edited at any time. Open positions or orders can be easily managed. Both the Stop Loss (close on loss) and the Take Profit (close on profit) can be easily entered in USD, GBP or EURO or in points.
Traders who are looking for new trading ideas or markets can be inspired by the Discover tab. Here the most traded stocks, forex, crypto, commodities and indices are presented. Especially with stocks, highly volatile trading opportunities can be discovered quickly.
Mobile trading is on the rise and that is probably why Capital.com invested in creating an awesome mobile trading app. It is not only modern and intuitive, but it’s also packed with the same amount of trading features as the Capital.com desktop web platform version.
If you do not believe us, you can simply take a look at the app store rating & reviews of the app.
Alternatively, traders can also choose to trade with the MetaTrader 4 app.
Capital.com offers a very wide range of over 4000 different trading instruments. Compared to the average broker, Capital.com offers an above average number of indices, commodities, currency pairs, crypto currencies (crypto vs. fiat as well as crypto vs. crypto). One can often choose between Spot and CFD Futures. This also includes several CFD Futures per market. US Crude Oil for example has +7 different tradable contracts.
Among the available instruments are:
+142 Forex/Currency pairs
+53 Raw materials
+5 Topics Index
Available countries for equities and ETF are US, UK, Germany, France, Hong Kong, Italy, Norway, Russia, Spain, Sweden, Switzerland, Ireland, Netherlands, Japan and Canada. The topic indices are interesting, as they can be used to directly access the oil industry or currently Corona Anti Virus (tracks companies working on vaccines or drugs against COVID-19)
Since the summer of 2021 Capital.com also offers real stocks without commission. There are currently around 1000 stocks available to buy without leverage and new shares are being added regularly. You will need to open a separate account and the easiest way to do that is to contact support.
Capital.com offers a lot of learning materials like guides, courses and webinars. We would like to mention, that webinars are only accessible for clients in the premier account tier.
Capital.com created a learning app “Investmate” with which beginners can learn the ins and outs of the financial market. Unfortunately, the learning videos are still not fully translated into all available languages of Capital.com. Investmate and the other learning materials are designed for beginners, which is supposed to explain trading to beginners. Advanced traders can still take a look at the existing materials, but will probably already know most of the content.
We could write a stand-alone review about Investmate, but we will keep it short and just say every beginner should check this out before trying to trade with real money.
Capital.com has a unique feature, which helps beginner and advanced traders analyse their mistakes. It uses statistical analysis while scanning your trades. After enough data input, the app gives you recommendations on how to improve your trading results. This feature is extremely useful to find patterns in your trading style, which you probably don’t notice yourself.
Capital.com also offers Capital.com TV, where you will find video analyses of the current market trends. They are also predicting possible new trends and giving out general information about the financial markets. Additionally, you can get the latest news, directly in the web platform or use the economic calendar for the most relevant economic figures.
The customer service of Capital.com is top-notch. You can get in touch with the support around the clock all week. There are multiple ways to contact the service. You can use:
To check the claims of 24/7 support, we tried it ourselves and did 5 tests at different times to get in touch with the support team. Each time we got through to an support agent in just 1-2 minutes. However, if you do not have any urgent issues, we always recommend using e-mail as it also serves as proof and there are fewer communication errors in comparison to phone calls.
We are doing our due diligence on this review, that is why we highlight positive and negative points on every single review. If you want more information on how we write reviews, you can check out our methodology.
Traders and investors will make positive Capital.com experiences with the real stock offer. Additionally, Capital.com offers extended stock trading hours, which is a novelty for CFD brokers. Trading hours are from 10:10 am to 02:00 am and allow traders to respond to quarterly figures. In addition, Capital.com offers over 4000 trading instruments and an above-average number of Forex pairs, commodities and cryptocurrencies. CFD futures are also part of the offer (and to no small extent, the US oil (Crude) alone offers over 5 different futures contracts for trading. The web platform and mobile app is extremely modern and easy to navigate, but still offers a wide range of functions, such as the guaranteed stop loss, which traders can choose to use.
In this review, we also highlight the negative points about Capital.com. We do not have much to criticize about Capital.com, but they are not stock listed and do not have a bank licence. Other than that, Capital.com operates as Market Maker and does not offer a DMA/STP/ECN account. This is due to the fact that additional functions such as guaranteed stop loss or extending trading hours for CFD stocks would otherwise not be possible. The trading fees could be lowered a little more even though they are below average. Beginners, who like to copy trade, won’t find that solution at Capital.com and should probably stick to eToro.
The majority of traders will be completely satisfied with Capital.com. Due to the large product range and the modern trading platform, both beginners and advanced traders are in good hands with Capital.com. Especially beginners will be satisfied at Capital.com and since Capital.com added MetaTrader 4, traders who have committed to MT4 will also be happy.
Capital.com maintains a competitive trading environment and offers additional trading tools and even extended trading hours, which many traders find valuable.
Capital.com is a regulated broker operating under FCA, CySEC, ASIC and NBRB oversight. As long as there are no changes here, you can consider Capital.com trustworthy.
Capital.com is a legit broker operating under FCA, CySEC, ASIC and NBRB oversight. No scam warning has been issued on the regulatory websites.
No. To date, Capital.com has not been the victim of a hack and no customer data has been compromised.
The minimum deposit at Capital.com to open a live account is $20.
Capital.com offers the core MT4 trading platform and a proprietary WebTrader.
Yes. Capital.com offers an unlimited demo account for trading beginners or testing purposes.
The best way to close your account is to send an e-mail to firstname.lastname@example.org.
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